3.3.32 Safe to install
Effortless Transactions with BHIM IndusPay: A Seamless Payment Experience

BHIM IndusPay by IndusInd Bank Ltd. simplifies digital payments with its user-friendly interface and robust security features, making it a must-have for hassle-free transactions.
INDUSIND Bank introduces IndusPay, its Unified Payments Interface (UPI) application, available to both INDUSIND and non-INDUSIND customers.
Unified Payments Interface (UPI) is a payment system developed by NPCI that allows all bank account holders (of participating banks in UPI) to conveniently send and receive money using their smartphones through a unique Virtual Payment Address (VPA), eliminating the need to remember beneficiary details such as Account numbers and IFSC Codes.
A VPA acts as a distinctive identifier, such as yourname@indus, which can be linked to accounts across various UPI-enabled banks. Once linked, users can generate a UPI PIN using their debit card information associated with the account and begin using their VPA for transactions, instead of providing their account number and IFSC Code.
The key features of IndusPay include:
- Accessible for both INDUSIND and non-INDUSIND customers with a UPI-enabled bank account registered under their mobile number.
- Facility to transfer and receive funds from multiple bank accounts using a single app.
- 24/7/365 fund transfers without any additional charges.
- Option to transfer funds using VPA, Account number + IFSC Code, and Mobile number + MMID.
- Ability to check the balances of all linked accounts.
- Capability to make payments to merchants accepting UPI as a payment method.
- Convenience of raising disputes and tracking dispute status through the app.
Explore IndusPay today to engage with the cutting-edge UPI payment innovation and bid farewell to the inconvenience of recalling multiple details for your payment requirements.
Overview
BHIM IndusPay is a Freeware software in the category Business developed by IndusInd Bank Ltd..
The latest version of BHIM IndusPay is 3.3.32, released on 04/13/2025. It was initially added to our database on 03/21/2024.
BHIM IndusPay runs on the following operating systems: Android.
BHIM IndusPay has not been rated by our users yet.
Pros
- User-friendly interface that simplifies online payments and transactions.
- Secure platform backed by IndusInd Bank, ensuring customer safety and privacy.
- Supports multiple payment options including UPI, debit/credit cards, and net banking.
- Instant money transfers to other bank accounts and UPI IDs.
- Ability to pay bills, recharge mobile, and make other transactions directly through the app.
- Offers cashback and rewards for using the app frequently.
- Available for both Android and iOS devices, allowing widespread access.
Cons
- Requires an account with IndusInd Bank to use the services, which may be inconvenient for non-customers.
- Limited assistance or support available outside regular banking hours.
- Some users may face difficulties in navigation or unresponsiveness if there is high traffic on the app.
- Not all merchants accept payments through BHIM IndusPay, limiting its usability in certain scenarios.
- May experience occasional technical glitches or downtime during peak hours.
FAQ
What is BHIM IndusPay?
BHIM IndusPay is a mobile application developed by IndusInd Bank Ltd. for making secure and quick payments using the Unified Payments Interface (UPI) platform.
How does BHIM IndusPay work?
BHIM IndusPay works by linking your bank account to the app and allowing you to make payments directly from your bank account to any UPI enabled merchant or individual.
Is BHIM IndusPay safe to use?
Yes, BHIM IndusPay is designed with multiple layers of security to ensure the safety of your transactions. It uses MPIN, biometric lock, and other security measures to protect your account.
Can I use BHIM IndusPay for online shopping?
Yes, BHIM IndusPay can be used for online shopping. You can make payments on various merchant websites that accept UPI as a payment method.
Does BHIM IndusPay charge any fees for transactions?
Most transactions done through BHIM IndusPay are free. However, your bank may have certain limits and charges for UPI transactions beyond a certain limit.
Can I use BHIM IndusPay without an IndusInd Bank account?
No, BHIM IndusPay is a service provided by IndusInd Bank Ltd., and you need to have an account with the bank to use the app.
Is there a limit on the transaction amount using BHIM IndusPay?
Yes, there are limits set by NPCI and your bank on the maximum transaction amount per transaction and per day using BHIM IndusPay.
Can I schedule payments using BHIM IndusPay?
Yes, BHIM IndusPay allows users to schedule payments for a future date or set up recurring payments for bills or subscriptions.
Is customer support available for BHIM IndusPay users?
Yes, users of BHIM IndusPay can reach out to customer support through the app or contact the bank's customer service for any assistance or queries.

Minh Ong
I'm Minh, a software engineer and author with a passion for exploring and writing about the latest in software and technology. With my experience in software development and a specialization in software updates and content creation, I bring a deep understanding of the tech landscape to my reviews and articles. My focus is on providing you with comprehensive insights into general software topics and the latest industry news.
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